Enforcement may begin only once ten business days have passed since delivery of the notice and the consumer has been in default for at least twenty business days. Business days exclude weekends and public holidays.
| Step | Period | Rule |
|---|---|---|
| Earliest day proceedings may be instituted | +10 business days | National Credit Act 34 of 2005, s130(1)(a) |
| Then | By |
|---|---|
| Earliest day proceedings may be instituted+10 business days · National Credit Act 34 of 2005, s130(1)(a) | Fri 30 Oct 2026 |
A working aid computed from the published rule, not legal advice. Confirm against the rule and diarise with a margin. Firms on AttorneyOS get this table on the matter itself, with every date in the diary.
10 business days from the day it happened, counted in business days as the Act defines them. The rule is National Credit Act 34 of 2005, s130(1)(a). If the last day is not a court day, check whether the rule carries it to the next one.
They are computed from the published rule by the AttorneyOS deadline engine and are a working aid, not legal advice. Confirm the deadline against the rule itself and diarise it with a margin.
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