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Free tool · South Africa

Transfer cost calculator

Work out the transfer duty a purchaser pays on a South African property from the SARS table in force on the day the offer was signed, or the VAT that replaces it when the seller is a vendor. Add the conveyancer's fee if you have a quote and see the running total.

The property

Enter a purchase price to start.

The calculator applies the SARS table effective 1 April 2025. Transfer duty is nil up to R1 210 000, then climbs through marginal bands; when the seller is a registered VAT vendor selling from the enterprise, 15% VAT on the price replaces duty altogether.

How transfer duty is worked out

SARS table effective 1 April 2025. Duty is charged on the value above each threshold at the marginal rate, plus the fixed amount for the band.

Property valueDuty
R0 – R1 210 000 No transfer duty
R1 210 001 – R1 663 800 R0 + 3% of the value above R1 210 000
R1 663 801 – R2 329 300 R13 614 + 6% of the value above R1 663 800
R2 329 301 – R2 994 800 R53 544 + 8% of the value above R2 329 300
R2 994 801 – R13 310 000 R106 784 + 11% of the value above R2 994 800
Above R13 310 000 R1 241 456 + 13% of the value above R13 310 000

Transfer cost questions

Who pays transfer duty in South Africa?

The purchaser. Transfer duty is a tax levied under the Transfer Duty Act on the value of the property acquired, paid to SARS through the conveyancer before the transfer is lodged at the Deeds Office.

When is there no transfer duty?

When the seller is a VAT vendor selling the property as part of their enterprise, VAT at 15% applies to the price instead of transfer duty. Properties below the threshold in the current SARS table (R1 210 000 from 1 April 2025) attract no duty either.

Which SARS table applies?

The table in force on the date the offer to purchase was signed, not the date of registration. Choose the signing date above and the calculator picks the right table.

What else does a purchaser pay?

The conveyancer's transfer fee plus VAT, Deeds Office registration fees, rates and levy clearance figures, FICA verification, postages and petties, and, where there is a bond, the bond attorney's registration costs. The conveyancer quotes these; this page only calculates the statutory amounts precisely.

Is this an official quote?

No. It is an estimate of the statutory duty or VAT from the SARS tables, plus the attorney fee if you typed one. Ask the transferring attorney for a pro-forma account before you budget.

Are you a conveyancer?

AttorneyOS prices whole transfers from your own fee bands, produces pro-forma and final accounts for both parties, tracks each transfer by stage and emails the parties progress updates. It starts with a 7-day free trial.

Conveyancers: price the whole transfer, not just the duty.

AttorneyOS prices every transfer from your own fee bands, produces pro-forma and final accounts for both parties, tracks each transfer by stage and keeps the seller and purchaser updated by email. Free for 7 days, no card.